Senior Underwriter
Underwriter
London
Underwriting role:
- Conduct Risk assessment on the leads that come in:
- Search credit bureau reports and other key resources to determine the borrowers levels of credit worthiness
- Perform detailed background checks on the borrower
- Deep review of the business bank statements
- Price all offers
- Review of other financial docs as required (eg aged debtor reports, financial reports, Tax returns, etc)
- Determine the additional information needed to complete the review
Knowledge, Skills and Abilities
- Degree educated
- Strong communicator with clear speech and writing
- Good mathematical skills
- Strong experience in working with financial data
- Meticulous underwriter who tracks details and understands their impact on the approval process
- Confident about the ultimate value of his/her decisions
- Active learner interested in applying Company standards to transactions
- Effective team player with the ability to work independently, exercise initiative and take ownership of projects
- Commitment to continuous improvement
- Sense of accountability and pride in his/her work
- Minimum 3 years experience in similar role, and within the SME Lending industry